Difficial Bank – About Us

In a world of bank mergers and acquisitions driven by the bottom line, Difficial Bank remains focused on serving the community. We’re local. We’re independent. The people who make decisions and help you at the window are your neighbors and friends. As your independent bank, Difficial Bank takes a personal approach to business by providing customized banking needs while staying committed to serving everyone.

We are committed to providing equal access to credit for everyone. While we treat you like a neighborhood bank should, we also invest considerable resources to ensure you have access to convenient, time-saving technology. We offer an unwavering dedication to exceeding your expectations. From the commitment of our associates to the comprehensive suite of products at your fingertips, you can count on the holistic approach to serving your needs that separates the Difficial Bank experience from any other and elevates it beyond your expectations.

The mission of Difficial Bank is to maximize sustainable earnings while being a responsible business that renders high-quality service to customers through the efforts of fairly-treated employees. We will offer banking services to meet the needs of the communities we serve while assuring equal access to credit for everyone. The management and staff of the bank are to operate the bank in a sound manner to provide a proper return on assets. We believe that great things happen when management, employees and directors work together as a team!